Co-founder & CEO @ AirFox

Immigrant Entrepreneur and Blockchain Technologist



30 Under 30 - 2018 Social Entrepreneurs

Airfox is what happens when cryptocurrency meets social entrepreneurship. The company is tapping into the decentralized power of the Ethereum blockchain to make financial services more affordable to the unbanked. Airfox recently held an $15 million ICO for a total funding of $16.5 million.

Airfox's mobile wallet aims to replace banks in emerging countries

The app is geared toward "unbanked" users in emerging markets who may not have a credit history, due to lack of resources or because they're generally not fans of banks.The company says it's also going to offer micro loans, with the amount of money that can be offered and interest rates set to be based on how the app's algorithms view an individual's trustworthiness. 

Pareteum and AirFox Expand Blockchain Technology Partnership

Pareteum Corporation (NYSE American: TEUM), ("Pareteum" or the "Company"), the rapidly growing Cloud Communications Platform company, announced today that it has expanded its relationship with AirFox by adding AirFox's Blockchain and AirToken (AIR) platform to the Pareteum Global Cloud Service Platform.

This Immigrant Founder's Startup Is About to Get Huge--If He Can Stay in the Country

Victor Santos dreams in English. The Brazilian entrepreneur immigrated to the U.S. at 12 years old, and watched as his father built a construction business--working primarily with marble and granite--from the ground up. Fast-forward to 2018, and Santos is now the 26-year-old founder of a financial technology startup called Airfox. He employs 20 people in Boston.

Airfox Launches Mobile App in Brazil For The Unbanked

Airfox, a mobile financial services company, today launched its free Android app in Brazil, giving millions of people unprecedented access to much-needed financing solutions. More than 44 percent of Brazil’s population is unbanked, another 30-44 percent lack sufficient access to mainstream financial services.

Why 2 Ex-Googlers Moved to Boston to Raise Their Startup’s Seed Round

After meeting each other at Google a few years ago, Sara Choi and Victor Santos could have stayed on the West Coast to launch their new startup and find some investors. But they instead decided to move to Boston earlier this year to start Airfox, their new adtech venture that aims to make mobile internet affordable for people who struggle to pay for it.

Victor Santos: Founder and CEO of Airfox


Airfox CEO Victor Santos is bringing financial inclusion to underserved populations around the world. He co-founded Airfox at the Harvard Innovation Labs, after incubation at TechStars Boston, to extend critical financial services to the billions of unbanked and underbanked. Victor is an ex-Googler and Forbes 30 Under 30 Social Entrepreneur. A DACA dreamer, Victor immigrated from Brazil at the age of 12 and graduated from UC Berkeley. Victor began working with emerging markets and VoIP at iWorldServices, opening its LatAM division. He then co-founded Ciao Telecom, where he launched a platform for VoIP entrepreneurs in Brazil and an advertising-based mobile virtual network operator (MVNO) with Sprint in the U.S. After growing Ciao Telecom to double-digit millions in revenue, Victor joined Google working on the AdWords Google Partners program. 

2015 Now
Co-Founder & CEO at Airfox

Co-Founder & CEO

Airfox’s mission is to provide emerging markets with access to capital and financial services through a smartphone. Two billion people in the world do not have access to bank accounts or financial services to get capital for emergencies or to start business.
-Leads venture-backed startup of 25 incubated out of TechStars Boston and Harvard Launch Lab
-Spearheads fundraising and investor relations raising collectively $16.5M through 4 VCs, 10+ angel investors and an ICO
-Oversees company vision, strategy, product, marketing and partnerships across functional heads 

Alumni of Accelerator Program, Boston at techstars-HarvardiLab

Alumni of Accelerator Program, Boston

TechStars:Techstars accelerator portfolio includes more than 1,000 companies with a market cap of $8.1 billion. 

Harvard Innovation Labs: The Harvard Innovation Labs is a vibrant, cross-disciplinary ecosystem for the Harvard community to explore innovation and entrepreneurship while building deeper connections.

2011 2015
Co-Founder & COO at Ciao

Co-Founder & COO

-Successfully implemented a company restructure in both Brazil and the US totaling 13% in overhead savings
-Launched a brand new virtual carrier in partnership with Sprint, offering an ads-backed, Latino focused, free cellphone service reaching 50,000 subscribers
-Oversaw company’s explosive personnel and +900% revenue growth with annual revenues totaling $30M with a 17% EBITDA

2012 2014
Marketing Manager & Business Analyst Intern at Google

Marketing Manager & Business Analyst Intern

-Co-led team of 8 sales reps, activating outbound acquisition initiatives across ad agencies, and generating +$11M in revenue
-Budget Manager for $60M budget, responsible for internal finance communications across AdWords’ VP and Director staff
-Created a more efficient and automated lead qualification and demand management process for global enterprise partners
-Improved demand management time by an average of 20% for Latin America channel partners

University of California Berkeley at Berkeley

University of California Berkeley

-B.S. Business Administration, CET Engineering Leadership Concentration
-Member of Management Leadership of Tomorrow (MLT)
-VP of Finance for Alpha Kappa Lambda Fraternity  (AKL)
-VP of Finance for Latino Business Student Association (LBSA)
-Transferred from Community College and worked full-time during 4 years in undergrad

2009 2011
Business Development Manager at Iworld

Business Development Manager

Generated $2.2M / year of revenue in Portuguese speaking countries (Brazil, Angola, Mozambique and Cape Verde).

Developed and managed Portuguese and Spanish speaking countries selling, consulting and marketing a VoIP platform to medium sized entrepreneurs and value-added.